Educação financeira pessoal e os cuidados com o endividamento: um estudo com os acadêmicos da Universidade de Passo Fundo – campus Casca

Abstract

The present study has as its objective to stand the practices of financial management and indebtedness cares. So, it is diagnosis research and characterizes itself as descriptive. About the approach, it is quantitative research, in which data was collected through questionnaire. After the questionnaire elaboration, it was applied to 75 from 249 students of the Universidade de Passo Fundo – Campus Casca. Given the results, it was pictured young population with ages below 30 years old, single and already involved in the job market. With this view, the main result is the majority of interviewed students does not feel indebted. Then, it is possible to assert the degree of indebtedness is low. However, this point does not demonstrate financial education about the young people. Planning and controlling finances are great helpers to a balanced financial life, allowing the person to take right decisions and, consequently, diminish the chances of struggling because of indebtedness